---
title: "North West Payment Practices Report 2024"
date: 2025-08-17T00:00:00+00:00
url: https://paymentcheck.co.uk/blog/reports/north-west-payment-practices-2024
description: "North West Payment Practices Report 2024 - Payment practices analysis from PaymentCheck"
category: "Reports"
---

# North West Payment Practices Report 2024

# North West Businesses Lead the UK on Payment Practices... But Cracks Appear

## The Numbers

*   Companies analysed: 464
*   Average PaymentCheck Score: 65.6/100
*   UK average PaymentCheck Score: 50.0/100
*   North West advantage over UK average: 15.6 points
*   Top PaymentCheck Score: 100/100 (multiple companies)
*   Lowest PaymentCheck Score: 5/100
*   Physical Health sector average: 99.0/100 (1 company)

## What Stands Out

The North West significantly outperforms the UK average on payment practices, showcasing a regional strength. However, the wide range between the highest and lowest scores (100 vs 5) highlights a stark contrast in payment ethics within the region.

## Best Payers

These companies set the gold standard, all but guaranteeing timely payments:

1. [PAYSTREAM MY MAX HOLDINGS LIMITED](/company-search/07598949/paystream-my-max-holdings-limited) - 100/100
2. [PAYSTREAM MY MAX 3 LIMITED](/company-search/07708464/paystream-my-max-3-limited) - 100/100
3. [PAYSTREAM ACCOUNTING SERVICES LIMITED](/company-search/07598955/paystream-accounting-services-limited) - 100/100
4. [FOCUSED GROUP LIMITED](/company-search/07000754/focused-group-limited) - 100/100
5. [MARKS AND SPENCER FINANCIAL SERVICES PLC](/company-search/01772585/marks-and-spencer-financial-services-plc) - 99.6/100

## Worst Payers

Suppliers should approach these companies with caution, as their payment history suggests potential delays:

1. [CROWN PACKAGING DISTRIBUTION UK LIMITED](/company-search/10352314/crown-packaging-distribution-uk-limited) - 5/100
2. [CROWN PACKAGING MANUFACTURING UK LIMITED](/company-search/10352429/crown-packaging-manufacturing-uk-limited) - 11.8/100
3. [BOOHOO.COM UK LIMITED](/company-search/05723154/boohoo-com-uk-limited) - 19.67/100
4. [SHOP DIRECT FINANCE COMPANY LIMITED](/company-search/04660974/shop-direct-finance-company-limited) - 20.1/100
5. [DNATA CATERING UK LIMITED](/company-search/08005515/dnata-catering-uk-limited) - 21.8/100

## Sector Breakdown

While most sectors have multiple data points, the dominance of a 99.0 average in Physical Health, albeit based on a single company, raises questions about sector-specific payment cultures. It's also worth noting that Human Resources (86.1 avg across 17 companies) and Care Services (86.0 avg across 9 companies) show an above-average performance.

If you are worried about late payments, use a [late payment calculator](/free-late-invoice-calculator).

Despite a regional average 15.6 points above the UK, the significant disparity between the best and worst payers indicates that suppliers can't afford to be complacent in the North West.